Providence and Cranston real estate and homes for sale in Rhode Island - Julie Longtin, REALTOR®

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Julie Longtin, REALTORŽ, real estate agent and broker for Providence and Cranston Rhode Island home listings, property and land for sale - NUMBER1EXPERT(tm)

All agents are NOT alike! Find out why I am a top real estate expert. Call me: 401-884-6050 x 331.

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Mortgage Calculators: Providence and Cranston Rhode Island home buying, real estate listings, and homes for sale in Kent and Providence County, RI

Welcome > Resources > Mortgage Calculators > What Is Your APR? ...

The Best Mortgage Calculators On the Web!

Please try my Java loan and mortgage calculators. They take a minute to load, but they are worth it! Each calculator has dynamic graphs and charts that change - right before your eyes - as you enter different information. Each financial calculator also includes a View Report option. The mortgage repayment schedule and other reports are fully customizable. These reports are designed for you to print out and keep...

What Is Your APR?

Use this calculator to determine the Annual Percentage Rate (APR) for your mortgage. Press the report button for a full amortization schedule, either by year or by month.

This Financial Calculator requires a Browser with Java Support

Definitions

Annual Percentage Rate (APR): A standard calculation used by lenders. It is designed to help borrowers compare different loan options. For example, a loan with a lower stated interest rate may be a bad value if its fees are too high. Likewise, a loan with a higher stated rate with very low fees could be an exceptional value. APR calculations incorporate these fees into a single rate. You can then compare loans with different fees, rates or different terms.
Mortgage amount: Original or expected balance for your mortgage.
Interest rate: Annual interest rate for this mortgage.
Term in years: The number of years over which you will repay this loan. The most common mortgage terms are 15 years and 30 years.
Monthly payment: Monthly principal and interest payment (PI).
Total payments: Total of all monthly payments over the full term of the mortgage. This total payment amount assumes that there are no prepayments of principal.
Total interest: Total of all interest paid over the full term of the mortgage. This total interest amount assumes that there are no prepayments of principal.
Loan origination percent: The percent of your loan charged as a loan origination fee. For example, a 1% fee on a $120,000 loan would cost $1,200.
Discount points: Total number of "points" purchased to reduce your mortgage's interest rate. Each "point" costs 1% of your loan amount.
Other fees: Any other fees that should be included in the APR calculation. These fees can vary by lender, but at a minimum usually includes prepaid interest.

The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Julie Longtin, REALTORŽ, real estate agent and broker for Providence and Cranston Rhode Island home listings, property and land for sale - NUMBER1EXPERT(tm)

Julie Longtin
RE/Max Professionals in East Greenwich RI
655 Main Street
East Greenwich, Rhode Island 02888
Phone: 401-884-6050 x 331
Fax: 401-884-0665
Cell: 401-578-6051
Email: julielongtin@aol.com
Julie Longtin Sinapi has been a licensed real estate salesperson since 1991. Julie was also a licensed real estate appraiser from 1994-1999. Through these years of experience Julie had a large production, annually in the multi-million dollar range pertaining to the conveyance of real estate. Through her knowledge as a real estate appraiser, she procured a better understanding of market value, physical components contained within homes, changing markets, and translating the market indicators, to be able to benefit her clients.

Julie has received numerous awards, most proud of being the youngest woman in Rhode Island inducted into the RE/Max Hall of Fame in 2004, number 7 in Rhode Island for RE/Max for individual sales production, recognized by national publisher "MacDonald Advertising Services" for excellence and ingenuity in Real Estate Classified advertisement, and published in "Money Magazine" June 2006 in article "After the Boom". Formerly, Team Leader (CEO) of Keller Williams of Central RI.

Whether you are a first time homebuyer or liquidating a real estate portfolio, or acquiring one, I can assist and consult with you regarding any real estate transaction.

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NUMBER1EXPERT™ in real estate for Providence and Cranston, Rhode Island

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