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Don't Forget To Request A Quick Status Report On Any Homes Or Properties That Interest You! 

It can take days, weeks, or longer for changes to appear on web sites. Don't waste your time with less than current information. Request my free Status Report and find out if the homes you are interested in are still on the market, under contract, in escrow, or if the price has been reduced. 

The Status Report that you'll receive by email will also include other important information that has been left out or that is available to me through my professional resources, such as how long the property has been on the market, when it was last sold, what it sold for, and more. 

When you click on any link above, you'll see your chosen site, along with a form at the bottom of your screen. Use this form to request my quick Status Report on any homes or other real estate that interests you. It's free and without obligation. 

Remember: As a top Providence and Cranston area REALTORŪ, it's my job to know more about a property than any web site. Make sure you have the most current information! 

Real Estate Tips

Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

See All Tips In The "Financing Your Home" Category >
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Real Estate Trivia

Q 
Who is "Freddie Mac", and why is he a big name in real estate?

A 
"Freddie Mac" is the nickname for FHLMC, the Federal Home Loan Mortgage Corporation, which buys mortgages from lending agencies, thus allowing lenders to continually replenish funds for new mortgage loans.
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Julie Longtin, REALTORŪ, real estate agent and broker for Providence and Cranston, Rhode Island home listings, property and land for sale - NUMBER1EXPERT

Julie Longtin
RE/MAX Cityside
350 South Main St.
Providence, Rhode Island 02903
Phone: 401-277-9700
Fax: 401-277-9701
Cell: 401-578-6051
Email: julielongtin@aol.com

Julie Longtin has been a licensed real estate salesperson since 1991 and was also a licensed real estate appraiser from 1994-1999. Through these years of experience Julie had a large production--annually in the multi-million dollar range pertaining to the conveyance of real estate. Through her knowledge as a real estate appraiser, she procured an in-depth understanding of market value, physical components contained within homes, changing markets, and translating market indicators in order to benefit her clients.

Julie has received numerous awards and is most proud of being the youngest woman in Rhode Island inducted into the RE/Max Hall of Fame in 2004. Additionally, she was ranked 7th in Rhode Island by RE/MAX for individual sales production, recognized by national publisher "MacDonald Advertising Services" for excellence and ingenuity in Real Estate Classified advertisement, and published in "Money Magazine" June 2006 in article "After the Boom". Julie also held the position of Team Leader (CEO) of Keller Williams of Central RI.

"Whether you are a first time homebuyer or liquidating a real estate portfolio, or acquiring one, I can assist and consult with you regarding any real estate transaction." -Julie Longtin

Equal Housing MLS REALTOR


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