Providence and Cranston real estate and homes for sale in Rhode Island - Julie Longtin, REALTOR® Julie Longtin REALTOR(r) for Providence and Cranston, Rhode Island real estate - NUMBER1EXPERT™ Julie Longtin NUMBER1EXPERT(tm) for Providence and Cranston, Rhode Island real estate
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Julie Longtin, REALTORŪ, real estate agent and broker for Providence and Cranston Rhode Island home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 401-884-6050 x 331.


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Mortgage Prequalification: Providence and Cranston Rhode Island home buying, real estate listings, and homes for sale in Kent and Providence County, RI
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Providence and Cranston REALTORŪ to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you! 

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 

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Real Estate Tips
Buying Land and New Construction >Buying New or Buying Old

New homes typically have a higher sales price than comparable existing homes, and buyers are usually willing to spend more on a new home because of lower maintenance costs. Builders' warranties on new homes, when combined with a new roof, appliances, and major systems, usually make major repairs unnecessary and help to counter a slower initial rate of appreciation.

Census Bureau Housing Surveys suggests that operating costs are lowest for brand new homes and slightly higher for relatively new existing homes. Operating costs per square foot of living space are consistently higher for progressively older existing homes. Utility costs represent the largest factor in operating costs. Energy consumption per square foot depends on the size of the home, the insulation and quality of the windows, air leakage and the efficiency of the furnace.

New homes require fewer expenditures for routine maintenance. The cost of maintenance first increases with age, then declines, so you will generally spend less maintaining a home built before 1960 than for a home built between 1970 and 1975.

See All Tips In The "Buying Land and New Construction" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
Who is considered the world's most renowned living architect?

A 
I.M. Pei who retired in 1991; he earned this status after designing the glass pyramid entrance pavilion to the Louvre in Paris (1989).
See More Real Estate Trivia >

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Julie Longtin, REALTORŪ, real estate agent and broker for Providence and Cranston Rhode Island home listings, property and land for sale - NUMBER1EXPERT(tm)

Julie Longtin
RE/Max Professionals in East Greenwich RI

655 Main Street
East Greenwich, Rhode Island 02888
Phone: 401-884-6050 x 331
Fax: 401-884-0665
Cell: 401-578-6051
Email: julielongtin@aol.com

Julie Longtin Sinapi has been a licensed real estate salesperson since 1991. Julie was also a licensed real estate appraiser from 1994-1999. Through these years of experience Julie had a large production, annually in the multi-million dollar range pertaining to the conveyance of real estate. Through her knowledge as a real estate appraiser, she procured a better understanding of market value, physical components contained within homes, changing markets, and translating the market indicators, to be able to benefit her clients.

Julie has received numerous awards, most proud of being the youngest woman in Rhode Island inducted into the RE/Max Hall of Fame in 2004, number 7 in Rhode Island for RE/Max for individual sales production, recognized by national publisher "MacDonald Advertising Services" for excellence and ingenuity in Real Estate Classified advertisement, and published in "Money Magazine" June 2006 in article "After the Boom". Formerly, Team Leader (CEO) of Keller Williams of Central RI.

Whether you are a first time homebuyer or liquidating a real estate portfolio, or acquiring one, I can assist and consult with you regarding any real estate transaction.

Equal HousingMLSREALTOR


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