Providence and Cranston real estate and homes for sale in Rhode Island - Julie Longtin, REALTOR® Julie Longtin REALTOR(r) for Providence and Cranston, Rhode Island real estate - NUMBER1EXPERT™ Julie Longtin NUMBER1EXPERT(tm) for Providence and Cranston, Rhode Island real estate
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Julie Longtin, REALTORŪ, real estate agent and broker for Providence and Cranston Rhode Island home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 401-884-6050 x 331.


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Mortgage Prequalification: Providence and Cranston Rhode Island home buying, real estate listings, and homes for sale in Kent and Providence County, RI
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Providence and Cranston REALTORŪ to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you! 

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 

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Real Estate Tips
Real Estate Contracts >Sales Contracts

The purchase or sale of a home is one of the most complicated business transactions most people will be involved in during their lifetime. Whether the print is large or small, there is a lot of it! The purchase agreement covers not only the price of the property, but has many paragraphs governing the terms under which it will be conveyed to the new owners.

When you list your home for sale or when you begin your search for a new home, ask your real estate agent for a copy of the standard sales agreement. Familiarize yourself with the document ahead of time, and make certain you understand the responsibilities of both parties between the initial meeting of the minds and the closing date. You should be aware of all of the deadlines in the purchase agreement. Each contract is different, but there are usually time limits covering the structural contingency, the financing application, the loan commitment, and the closing.

You greatly increase the chances of a smooth transaction by being fully informed about the sales contract.

See All Tips In The "Real Estate Contracts" Category >
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Real Estate Trivia
Q 
What are considered the ideal conditions for a seller's market?

A 
In a seller's market, prices are firm and good houses are sold before advertised or as soon as they show up in the MLS.
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Julie Longtin, REALTORŪ, real estate agent and broker for Providence and Cranston Rhode Island home listings, property and land for sale - NUMBER1EXPERT(tm)

Julie Longtin
RE/Max Professionals in East Greenwich RI

655 Main Street
East Greenwich, Rhode Island 02888
Phone: 401-884-6050 x 331
Fax: 401-884-0665
Cell: 401-578-6051
Email: julielongtin@aol.com

Julie Longtin Sinapi has been a licensed real estate salesperson since 1991. Julie was also a licensed real estate appraiser from 1994-1999. Through these years of experience Julie had a large production, annually in the multi-million dollar range pertaining to the conveyance of real estate. Through her knowledge as a real estate appraiser, she procured a better understanding of market value, physical components contained within homes, changing markets, and translating the market indicators, to be able to benefit her clients.

Julie has received numerous awards, most proud of being the youngest woman in Rhode Island inducted into the RE/Max Hall of Fame in 2004, number 7 in Rhode Island for RE/Max for individual sales production, recognized by national publisher "MacDonald Advertising Services" for excellence and ingenuity in Real Estate Classified advertisement, and published in "Money Magazine" June 2006 in article "After the Boom". Formerly, Team Leader (CEO) of Keller Williams of Central RI.

Whether you are a first time homebuyer or liquidating a real estate portfolio, or acquiring one, I can assist and consult with you regarding any real estate transaction.

Equal Housing MLS REALTOR


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