First Time Home Buyers

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Buying Your First Home? REALTORSŽ Are Your Professional Guides. Make Sure You Choose a Top Expert.

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Providence and Cranston real estate expert, it's my job to guide you, from beginning to end.

I will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much you can truly afford.

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is it better for you to rent or buy.

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached.

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly...

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Real Estate Tips

Home Inspections >If It Is Broken Fix It

Most houses have a few "little" problems, like leaking faucets, a stove burner that won't light, or electrical outlets with too much "spark". These defects may not seem very important--unless your house is about to go on the market.

We rarely have difficulty getting sellers to agree to paint, replace worn carpets or plant a few flowers in the front yard. These kinds of repairs obviously increase the overall appeal of the property. However, if any of the major systems in your home need maintenance, it is also prudent to have the necessary repairs made. Have your furnace, central air-conditioning system, plumbing and wiring checked as part of your pre-marketing efforts. The best rule is--if it's broken, fix it!

The purchase agreement requires that a house be conveyed with all the systems in working order, and most buyers will bring in a home inspector to identify any potential problems. During the period of time between the "meeting of the minds" and the removal of the inspection contingencies, the buyers are the most vulnerable to an attack of buyer's remorse. This is also the time when anything that hasn't been repaired could become a major issue.

	See All Tips In The "Home Inspections" Category >
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Real Estate Trivia

Q	What is arguably the world's strangest (and most dysfunctional) kitchen?
A	In 1998 the Kemper Museum of Contemporary Art in Kansas City first displayed a kitchen made entirely of 40 million colored glass beads by artist Liza Lou of Topanga, California.
See More Real Estate Trivia >

Julie Longtin, REALTORŽ, real estate agent and broker for Providence and Cranston, Rhode Island home listings, property and land for sale - NUMBER1EXPERT

Julie Longtin
RE/MAX Cityside
350 South Main St.
Providence, Rhode Island 02903
Phone: 401-277-9700
Fax: 401-277-9701
Cell: 401-578-6051
Email: julielongtin@aol.com
Julie Longtin has been a licensed real estate salesperson since 1991 and was also a licensed real estate appraiser from 1994-1999. Through these years of experience Julie had a large production--annually in the multi-million dollar range pertaining to the conveyance of real estate. Through her knowledge as a real estate appraiser, she procured an in-depth understanding of market value, physical components contained within homes, changing markets, and translating market indicators in order to benefit her clients.

Julie has received numerous awards and is most proud of being the youngest woman in Rhode Island inducted into the RE/Max Hall of Fame in 2004. Additionally, she was ranked 7th in Rhode Island by RE/MAX for individual sales production, recognized by national publisher "MacDonald Advertising Services" for excellence and ingenuity in Real Estate Classified advertisement, and published in "Money Magazine" June 2006 in article "After the Boom". Julie also held the position of Team Leader (CEO) of Keller Williams of Central RI.

"Whether you are a first time homebuyer or liquidating a real estate portfolio, or acquiring one, I can assist and consult with you regarding any real estate transaction." -Julie Longtin